Complaint Against A Cheater United States

North Point Regency

Made themselves out to be a mortgage company helping with “re-modification / hardship programs refering to the HAMP of 2016.

From: Support Inbox<></>

Date: Thu, Oct 22, 2020 at 1:58 PM





Re-Modification / Hardship Programs


Experiencing financial hardship and struggling to pay your mortgage? Many homeowners have fallen behind on their mortgage & could soon be on the path to foreclosure without permanent help. If this sounds like your situation, you may be eligible to reduce your mortgage payment. Options include the Fannie Mae Flex Modification program, which replaced the Home Affordable Modification Program (HAMP) in December 2016.

What are the benefits of a hardship program?


Modification programs:

· Lowers your mortgage payment by as much as 20% (with an adjustment of your interest rate, loan duration or forbearance of a portion of your unpaid principal balance)

· Adds the past due amount to the unpaid loan balance and recalculates your monthly payments over the new loan term (so you won’t have to pay the past due amount upfront)

· Makes your home loan current (once you complete a modification trial period plan and execute modification documents)

· Helps you avoid foreclosure and stay in your home (with affordable mortgage payments you can sustain)


Will I qualify for a modification?


· You are ineligible to refinance

· You are facing a long-term hardship

· You are several months behind on your mortgage payments or likely to fall behind soon

· No need to have good credit (fico)

· Rates are at 3 – 3.750%


Get Pre-Approved, submit a copy of your most recent mortgage statement.


Keep in mind that these programs are coming to an end, however, you’re a great candidate for the hardship programs. I’m available if you have any questions.


Thank you,

Country United States
State California
City Hollywood
Address 468 N. Camden Dr. #200
Phone 888-315-4144
Complaint Against A Cheater United States

Purchased the Chess set without Biden and Harris pieces, on the promise that those pieces would be delivered once the Democrta nominee was known. Instead no pieces were delivered, and an additoinsal charge of $14.00 was made to send the two pieces neccessary to complete the chess set. In addition, the original order, placed on February 1, 2020 took more than 4 months to deliver. My total purchase price was well over $100. The current purchase price – which includes the Democrat nominee pieces – is $29.95.

Finally ads promise collector quality, hand painted meticulous attention to detail. Just note they dont promise the pieces arent made of cheap plastic. They are. Low quality – perhaps handpainted, I doubt it – and waaaaaay overpriced. Screams “As seen on TV” much louder than it speaks to any hope of collector level, rare, quality chess set.

Country United States
State New Jersey
City Dayton
Address 200 Docks Corner Road
Phone 1-855-789-4109
Complaint Against A Cheater United States

H & E Ironworks

Hector Alonzo is a conman and Fraud. The guy needs to be in Jail. Do not listen to his sob stories about his brother, sister, mother to extract money from you. He took $11340 in Jan 2020 to install wrought iron fence and automatic gate promised to finish the work in 2 weeks. In Oct 2030, I had to hire another person to haul away his few panels, which he took ten months to put up (no welding but GLUED) He installed the dual swing WITHOUT opener.

It was so bad that it had to be removed too. I ended up paying another completely to redo the complete work again.Once, he took the money, he would never pickup phone for calls or text messages and will not show up for work. I am pretty sure, he was busy making fool of other people.

Country United States
State Texas
City Dallas
Address 2112 Sandy Ln
Phone 469 671 8482
Complaint Against A Cheater United States

Silktown Roofing, Inc.

  • Oct 29, 2020
  • 1 2 3 4 5

My name is Louis Nichole. I am a 70 year old senior citizen.

I filed a 250 page report and chronological file/ photographs with the CT DEPARTMENT OF CONSUMER PROTECTION…… against SILKTOWN ROOFING… for incompetence and poor craftsmanship.

( $120,000 was paid in full ….to which Silktown would not supply copies of their

” WORK ORDERS “… substantiate the work performed and dollars billed )

They did not live up to the SILKTOWN WARRANTY DOCUMENT provided by them.

They falsified a building permit. (against Town of Prospect Ordinances)


Roofing work was performed over 2 plus years … a manager, Kevin…. who is “no longer with the company.” Therefore Silktown takes NO RESPONSIBILITY.

I have over $180,000 worth of damages… performed by this manager and his staff..

I did not ask for financial settlement… only the repair of the damages.





Silktown website stated in opening page….. 2018:

“We are all disappointed when we have a customer that is unhappy

and we would appreciate the opportunity to make things right.

We pride ourselves for both Quality and Reliability – the traits our clients have told us were the most important factors in choosing us as their roofing contractor.When you do business with Silktown Roofing, you’ll know that service and quality workmanship still mean what they used to!


This quote has been removed from Silktown website after I wrote my first review

It has been replaced recently


“Silktown Roofing demonstrates the highest level of professional workmanship.

Our original values of quality workmanship and our commitment to customer service are still our top priority.



Silktown did not provide any remediation for their damages.

Therefore I placed my reviews on Google, Yelp and other websites


If one is ashamed of a complaint filed… simply “MAKE THING RIGHT.” their website states

That is what good and accountable human beings do


Silktown had to respond to The CT Dept of Consumer Protection tom my complaint.

They hired a lawyer who did not do……” her do diligence”

She instead…. provided much misinformation and no REAL substantiation in her complaint….no photographs, no Silktown Warranty documents….no substantiation to my over 250 page documents.


LEGAL SERVICE is the kind of “CUSTOMER SERVICE “….. you can expect if you decide to work with Silktown.


Silktown has paid to remove my reviews /public comment from their platform and their social media. Their Title and Privilege…..demonstrates that they are above the law.

Customers should be vigilante against businesses who” buy censorship” and block the freedom of speech of everyday consumers.

They are the very threat to our democracy….let alone bad business practice.

These companies believe that money and power is their birthright …and customer service is interchangeable with the Almighty Dollar.

…….all in the name of Lady Justice.


The Good news….. I am in negotiations with for a series of major publishers and film companies who want to make my story heard….a kind of Erin Brokevich of the 20’s.


It is the true story about my home that was destroyed by fire…. and the 7 years of bad building contractors, bad suppliers … who built the entire house against CT Building Codes.

Add to that…. over 8 bad major insurance companies and 30 Bad Attorneys who did everything in their power….. not to pay for the damages.


Remember the name ….Silktown.

Country United States
State Connecticut
City Manchester
Address 27 Pleasant St
Phone 1 860-647-0198
Complaint Against A Cheater United States

Now what he had done is changed his newark1 website to french to disguise himself. He needs to go to jail and you know what is so sad, he is talented and use to do good work but it seems he gets the down payment, never, delivers the product or finish you website and keep your money. He is a bad person, do not work with him as he is a BIG SCAMMER

This man stole of $1200 of my money several years ago, it is funny that he is coming up again.

Now what he had done is changed his newark1 website to french to disguise himself. He needs to go to jail and you know what is so sad, he is talented and use to do good work but it seems he gets the down payment, never, delivers the product or finish you website and keep your money.

He is a bad person, do not work with him as he is a BIG SCAMMER and you will lose your money and never hear from him again, no matter how many times you call or email. it is so sad that people are so evil and desperate. I will never forget what he done to me. Never forget it.

Country United States
State New York
City New York
Complaint Against A Cheater United States

Lilicloth is a scam! I purchased 5 shirts and 2 pieces of jewelry from Lilicloth and all the items that they sent me looked nothing like what the pictures looked like on their website. For example I ordered what appered to be 2 sweaters. Lilicloth sent me 2 “shirts” that are made of cotton and polyester and look nothing like the picture.

When I emailed the company and asked to return these items, they sent me an email saying that the items could not be sent back to where they were orginally sent from in California, but they would need to be sent back to the companys return center that is located in Guangzhou, China.

The email also said that I would be responsible for paying for the shipping and any possible custome fees and the items needed to be sent back with in 15 days from the date that they were received. In that same email the company offered me to just keep the items and take a 15% cash refund instead so that I could use that money to have the clothes altered incase there was a sizing issue.

There was not a sizing issue. I just wanted what I ordered based on the pictures I saw on their website!

Country United States
State California
City San Francisco
Address 216 Harris Court South
Complaint Against A Cheater United States

ABC Tires & Auto

Had a tow truck drop off a car for two flat tires, car went in for what I thought was to get to new tires but he came back he had a list of repairs that had to be done totaling $1,700 and If the repairs couldn’t be paid he offered to purchase the car, he then refused to let the car leave the shop unless the repairs were performed or he purchased it, there was no third option either pay for the repairs or he would buy the car

Country United States
State Florida
City Pinellas Park
Address 7180 Park Blvd N
Phone 1 727-544-8939
Complaint Against A Cheater United States

Stephanie Osborn

Stephanie Osborn, Stephanie Kay Young, Stephanie Young, Stephanie K Young, Stephanie K Osborn, husband Manuel Osborn, Manuel Moe Osborn ripped us off and owe over $700!! We obtained a judgment which as gone UNPAID. We have filed an abstract judgment against their property which will accrue interest until paid.

BEWARE to anyone who might be hired for services to get paid upfront or RUN!! This woman is low rent, refused to pay so we sued her. She showed to court with a plethora of nonsensical excuses why she hasn’t paid for pool cleaning and a small pvc repair which Stephanie and Manuel Osborn broke by over tightening their salt cell union. We provided a low estimate to repair, Stephanie approved the repair BUT NEVER PAID FOR IT!! During the small claims court trial Stephanie purported we broke her hose reel.

Amazing how all the calls and texts to request payment there was no mention of this, UNTIL WE WENT TO COURT! It was old and brittle and clearly a closeout from BigLots she was trying to blame us for. We never saw, touched, used or heard about this UNTIL WE WENT TO COURT! Then Stephanie complains to the judge one of our employees came to her house on a Saturday to clean her filter WHICH SHE NEVER PAID FOR!!! claiming he brought his kids with him.

Well Stephanie had requested a filter cleaning SHE NEVER PAID FOR!! and it was his day off, he lives in Riverside and was headed to Orange County for a family function, he did this ingrate degenerate a favor instead of having her wait til the next week he stopped by on his DAY OFF to help this trash who NEVER PAID!!!

Of course, with all the texts and calls to request payment for services rendered no mention UNTIL WE WENT TO COURT!!! She had several other flimsy excuses which didn’t work with the commissioner including telling the commissioner “they have a habit of doing this” and “taking their customers to court” CORRECT Stephanie Osborn we have a habit of expecting to get paid for services rendered, when we don’t receive payment we sue. We sued you, we won, still not a penny paid. We scheduled a creditor debtor hearing which has been held off due to covid. If this woman calls you think twice!!

Country United States
State California
City Corona
Address 1913 Bern Dr.
Phone 951-961-5412
Complaint Against A Cheater United States

Grab Up Shop

I ordered a product. They first told me they could not ship it and said they would credit my card ,then emailed me and said the product was on the way a week later I received a gold painted golf ball and then I received an email say my product was delivered. So then I I try to contact them and they don’t respond to email or text.

Country United States
State Florida
City Miami
Address 2229 NW 79th Ave
Phone (786) 591-7869
Complaint Against A Cheater India

UNIQLO India Private Limited

My order shipped 10/13/20. It left Martinsburg WV on 10/20 on its way to Baltimore MD. Ten days later and still no package. I received a reply to my first email ( 10/24 )stating that they would look into it and get back to me. That never happened and they ignored 2 subsequent emails. I tried to reach out on live chat but I was in que from 2:20 until 5:30 when I finally gave up.

I cannot find a phone number or an address for this company. Apparently this is the norm for them as I have read similar reviews regarding Uniqlo. My order totaled over $100.00.

Country India
State Haryana
City Gurugram
Address Ground Floor, UNIT 3A, DLF Building No. 10A, DLF Cyber City
Phone 1-800-102-3800